Workplace Pension Checker Is Your Pension Falling Behind?

_{This is past performance data, recorded on January 16th or January 17th 2025. Smart Pension data was recorded on January 1st 2025. While we take every effort to ensure the accuracy of the data we publish, we cannot guarantee the completeness, reliability or accuracy of the data in this tool. When making decisions regarding the correct fund for your pension, we strongly recommend that you seek advice from a suitably qualified professional financial advisor. We cannot accept liability for any loss or damage you suffer arising from the use of this data.}

Step 1: Check Your Pension Performance

Use our simple look-up tool above. Just select your pension provider and fund, and we’ll show you how it’s been performing over the last few years. You’ll see:

1. Growth over time
2. How it stacks up against the industry average
3. How much more (or less) it could be worth by retirement

New to pensions? No problem.

We break down every result in plain English so you know exactly what you’re looking at. No jargon, no overwhelm.

Step 2: Find Old or Lost Pensions COMING SOON

Enter your email to be notified when this tool is ready. Don’t worry—we won’t flood your inbox with nonsense.

Had a few jobs? You’re not alone. Millions have pensions from previous employers they’ve completely forgotten about. Our Pension Finder Tool helps you track them down in minutes.

Just fill in a few basic details, and we’ll start the search. Once we’ve found your old pensions, you can check their performance too.

Step 3: See Your Options

Once you’ve seen how your pensions are performing, here are your next steps:

• Switch to a better-performing workplace pension fund or provider.
  • This is a great option if you’re still paying into your workplace pension and getting employer contributions. Check with your employer first to see if they support you switching providers. Use our email template!
• Consolidate old and current pensions into one easy-to-manage pot
  • Your chosen or current workplace pension provider should be able to help you consolidate multiple pensions into one pot. 
• Transfer to a low-fee SIPP or private pension recommended by us.
  • If your workplace pension is no longer receiving employer contributions, this may be a good option for you. Head to our best SIPP and Personal Pension page for your top options. This option gives you the most flexibility and control.

You stay in control the whole time. We just make the process simple.

Why Use This Tool?

• Based on exclusive performance research from Investing Insiders
• Totally free to use
• Designed for real people — not just financial experts
• Helps you take back control of your retirement savings

Not Sure Where to Start?

Whether you’ve got one pension or ten, we’ll help you make sense of it.

Start by checking your current pension above. It takes 2 minutes, and it could make a huge difference to your future.