This calculator is great for estimating what your Lifetime ISA could be worth and helping you stay on track with your savings goals. However, it does not take into account fees or market ups and downs.
You can’t do anything about market ups and downs, but fees are in your control and are really important—they hurt your returns. Fees vary wildly between platforms, so make sure you check our Lifetime ISA recommendations here.
A word of caution. There are very specific rules surrounding Lifetime ISAs, and it’s important to familiarise yourself with the, as breaking them, even by accident, can lead to penalties.
Visit our Lifetime ISA guide for more information on this.