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General Investment Account (GIA) Fee Calculator

Quickly compare GIA platform fees

Assumptions

The costs quoted are based on an assumption of 12 x UK share/ ETF purchases per year. Costs calculated are for the first year of investment

Notice

The limit to buy is up to £20,000

How much do you plan to invest?
Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

What is the value of your existing Investing Account?
If you do not have any you can just leave this empty.

Any lump sum payment this year?
Any lump sum payment this year tool tip: Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

If you have a larger portfolio or want exact costs please use our advanced calculator here
Advanced calculation
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Stocks and Shares ISA
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Get started quickly100k+ portfoliosBeginnersLowest CostExperienced InvestorsMulti-Asset Portfolios

5.0out of 5

AJ Bell

Both experienced and inexperienced investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

5.0out of 5

Visit Platform Read full review
point

Switch your account and receive up to £500

point

Refer a friend who transfers at least £10,000 and you both receive £100 in Amazon vouchers

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

3.5out of 5

BestInvest

Those wanting some free financial coaching to get started in investing

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.5out of 5

Dodl

New investors | Quick and easy investing

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

Zero account fees for customers who pay £1,000 or more into a Dodl ISA or LISA before 30 April 2026 (new and existing customers)

point

Low 0.15% annual account fee

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.5out of 5

eToro

Social traders | Copy traders | Beginner traders

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

0% commission on stocks and ETFs

point

Innovative social trading

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk. T&Cs apply.

4.0out of 5

Fidelity

Experienced and inexperienced investors looking mostly to invest in funds

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review
point

Transfer or deposit at least £50,000 into a Fidelity SIPP or Stocks and Shares ISA and get £300 – £3,000 cashback . Offer ends 5 April 2026 (T&Cs apply).

point

Competitive fund fees and non-trading fees

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.0out of 5

Freetrade

New investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review
point

Deposit £10,000+ into an ISA or SIPP and get 1% cash back (up to £5,000) Offer ends 5 April 2026 (T&Cs apply)

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.0out of 5

Hargreaves Lansdown

Anyone looking for a Junior ISA | Investors with portfolios worth over £2 million

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review
point

Longest established investment platform

point
Open an ISA or SIPP and get £75 to £4,000 cashback
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.5out of 5

IG

Experienced traders and ambitious beginners

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

GIA / ISA / SIPP: Get up to £250 cashback when you invest until 30/04/2026 (T&Cs apply).

point

Out of hours US stock trading

4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)
Read full review Visit Platform
Your capital is at risk. T&Cs apply.

4.5out of 5

interactive investor

Experienced and inexperienced investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

SIPP: £100-£3,000 cashback for new and existing customers opening a SIPP until 5 April 2026

point

Flat fees can be great value for large portfolios

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk. Terms & fees apply.

4.5out of 5

Interactive Brokers

Advanced traders | Those looking for professional-level trading tools

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

Pricing on stocks from just 0.015% of monthly trade value

point

Refer a Friend Get $200

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk. T&Cs apply.

4.5out of 5

InvestEngine

Best for Stocks and Shares ISA | Ultra-low cost

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up. T&Cs apply.

5.0out of 5

Saxo Markets

Sophisticated investors | Traders of all levels

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

5.0out of 5

Visit Platform Read full review
point

Trade UK stocks from 0.08% per trade with a Classic account.

point

Trade stocks from 0.03% per trade with a VIP account.

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

4.5out of 5

Trading 212

Looking for low-cost trading | Beginner and intermediate traders | Those wanting a modern app and social trading

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point

Cash ISA pays 4.58% interest on new contributions with our exclusive link

point

4.68% AER (variable) includes a bonus of 1.08% for the first 12 months only for current tax year contributions. on cash, interest paid daily

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results

3.5out of 5

Degiro

Those looking only for a low-cost general trading account

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

3.5out of 5

iWeb

Large portfolio buy-and-hold investors | UK asset traders

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk

4.5out of 5

Lightyear

Cost cutters and beginners

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review
point
3.75% AER (variable)
point

Stocks and Shares ISA has zero account fees / commission. (Fund manager and FX fees may apply).

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk

4.0out of 5

Wealthyhood

Beginners who want a simple platform but have confidence choosing own investments

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
Read full review Visit Platform
Capital at risk.

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