Lightyear review – an app with excellent resources to help investors choose their investments

Lightyear has had an ISA ‘in the pipeline’ for 3 years now and I hope it appears soon as its absence is letting down an otherwise very decent offering.

Struggling to decide what to invest in? This is where Lightyear really shine. Their level of research into the various assets will whet the appetite of even seasoned investors. In-app earnings calls are a unique proposition here, and analyst estimates and price targets are all free to access. Want to know how many analysts recommend you buy, hold or sell? It’s all available within the app.

Assets are limited to stocks and ETFs, however, this is ample for many investors. Fees are low, withdrawals are fast, and there are multicurrency accounts available so you can keep costs to a minimum. The addition of fractional shares means investors can also own a piece of big-value stocks without the hefty price tag.

Only having one account available for private investors is the Achilles heel here. But if you aren’t looking for a tax wrapper, this platform could be a good proposition.