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General Investment Account (GIA) Fee Calculator

Quickly compare GIA platform fees

Assumptions

The costs quoted are based on an assumption of 12 x UK share/ ETF purchases per year. Costs calculated are for the first year of investment

Notice

The limit to buy is up to £20,000

How much do you plan to invest?
Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

What is the value of your existing Investing Account?
If you do not have any you can just leave this empty.

Any lump sum payment this year?
Any lump sum payment this year tool tip: Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

If you have a larger portfolio or want exact costs please use our advanced calculator here
Advanced calculation
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Stocks and Shares ISA
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Spread Betting
Get started quicklyBeginnersLowest CostExperienced Investors100k+ portfoliosMulti-Asset Portfolios

4.5out of 5

AJ Bell

Both experienced and inexperienced investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

Switch your account and receive up to £500

point

Refer a friend who transfers at least £10,000 and you both receive £100 in Amazon vouchers

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

BestInvest

Those wanting some free financial coaching to get started in investing

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Dodl

New investors | Those wanting a quick and easy investing solution

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

Zero-commission stock trading

point

Low 0.15% annual account fee

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

eToro

Social traders | Copy traders | Beginner traders

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

0% commission on stocks and ETFs

point

Innovative social trading

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Fidelity

Experienced and inexperienced investors looking mostly to invest in funds

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

point

Excellent research tools

point

Competitive fund fees and non-trading fees

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Freetrade

New investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

point

Deposit at least £50 and get a free share worth between £10 and £100 (T&Cs apply)

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Hargreaves Lansdown

Anyone looking for a Junior ISA | Investors with portfolios worth over £2 million

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

point

Longest established investment platform

point

One of the most comprehensive ranges of investment options

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

IG

Experienced traders and ambitious beginners | Fans of MetaTrader 4

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

GIA / ISA / SIPP: Receive up to £200 in a free UK share when you invest £50 until 30 October 2025 (T&Cs apply)

point

Out of hours US stock trading

4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)
Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

interactive investor

Experienced and inexperienced investors

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

point

Open a SIPP before 31st October 2025 and get £200 cashback when you deposit or transfer at least £15,000.

point

Get £50 of free trades when you open an ii Stocks & Shares ISA or General Investment Account before 31 December 2025.

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

5.0out of 5

Interactive Brokers

Advanced traders | Those looking for professional-level trading tools

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

5.0out of 5

point

Pricing on stocks from just 0.015% of monthly trade value

point

Refer a Friend Get $200

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

InvestEngine

Best for Stocks and Shares ISA, Robo Advisor and low costs

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

Welcome Bonus of up to £100

point

Refer a friend and get up to £200 each T&Cs apply

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Saxo Markets

Advanced and intermediate level traders | Those wanting a wide range of tradable assets for competitive prices

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

Trade UK stocks from £3 per trade

point

Trade US stocks from $1 per trade

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Trading 212

Looking for low-cost trading | Beginner and intermediate traders | Those wanting a modern app and social trading

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

point

Free fractional shares worth up to £100

point

3.85% AER on cash, paid daily

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

Degiro

Those looking only for a low-cost general trading account

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

iWeb

Large portfolio buy-and-hold investors | UK asset traders

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Lightyear

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Wealthyhood

Beginners who want a simple platform but have confidence choosing own investments

Insiders score

infoMore info
This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Transaction Fees:
Management Fees:
Subscription Fees:
Total Costs:
0.00
antonia

Antonia Medlicott

Founder, Investing Insiders
quote

You Could Save

1,006

per year
Compared to average costs of UK investment platform.

Over 20 Years

20,006

more
In your portfolio (assuming 8% average annual growth)
View more
With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

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