Podcast Ep 2: Withdraw or Wait: Pensions Dilemma with Tom McPhail

Withdraw or Wait: The Pensions Dilemma with Tom McPhail

Episode Notes

In this episode of the Investing Insiders Podcast, we’re joined by pensions expert Tom McPhail to unpack what rumoured changes in this year’s Budget could mean for your pensions.

We discuss:

Whether you should withdraw your pensions now
The current pensions landscape
The potential impact of the Budget 2025
Strategies for saving enough when you want to retire
Will you be able to rely on the State Pension in the future

For more help on topics mentioned in this episode be sure to check out our Pensions Calculator and Pension Fund Performance Calculator to help you make sure you build up enough for a comfortable retirement.

We also want to hear from you!

Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode!

Stay connected with us:

TikTok: @investinginsiderspodcast

Instagram: @investinginsiderspodcast

Facebook: @investinginsiderspodcast

Check out our guest:

X: @pensionsmonkey

And a big thank you to our Sponsor:

Saxo Markets UK

Withdraw or Wait: The Pensions Dilemma with Tom McPhail

Episode Notes

Latest Episodes

40.
[Replay] How to Achieve Financial Freedom and Retire Early with Felicia Flinders

39.
[Replay] ISAs Explained: How to Make Your Money Work Harder with Charlene Young

38.
5 Simple Tax Tips To Boost Your Finances

37.
Should I Use A Stocks & Shares ISA? | Money Q&A

36.
Is A SIPP the Right Pension for You? with Warren Bright

35.
Should You Rent or Buy a Home? with Sarah Tucker

34.
What’s the Best Way to Save for a House? | Money Q&A

33.
Why the State Pension Isn’t Enough (& What to Do About It) with Sir Steve Webb, Clare Moffat, Sarah Pennells, Hannah Martin & Pete Glancy

32.
Money Mailbag: Should I Overpay My Mortgage? (& Other Finance Questions Answered)

31.
Why Budgeting Alone Isn’t Enough (& Other Money Hacks) With Lucy Prior

Withdraw or Wait: The Pensions Dilemma with Tom McPhail

Episode Notes

Latest Episodes

40. [Replay] How to Achieve Financial Freedom and Retire Early with Felicia Flinders

39. [Replay] ISAs Explained: How to Make Your Money Work Harder with Charlene Young

38. 5 Simple Tax Tips To Boost Your Finances

37. Should I Use A Stocks & Shares ISA? | Money Q&A

36. Is A SIPP the Right Pension for You? with Warren Bright

35. Should You Rent or Buy a Home? with Sarah Tucker

34. What’s the Best Way to Save for a House? | Money Q&A

33. Why the State Pension Isn’t Enough (& What to Do About It) with Sir Steve Webb, Clare Moffat, Sarah Pennells, Hannah Martin & Pete Glancy

32. Money Mailbag: Should I Overpay My Mortgage? (& Other Finance Questions Answered)

31. Why Budgeting Alone Isn’t Enough (& Other Money Hacks) With Lucy Prior

40.
[Replay] How to Achieve Financial Freedom and Retire Early with Felicia Flinders

39.
[Replay] ISAs Explained: How to Make Your Money Work Harder with Charlene Young

38.
5 Simple Tax Tips To Boost Your Finances

37.
Should I Use A Stocks & Shares ISA? | Money Q&A

36.
Is A SIPP the Right Pension for You? with Warren Bright

35.
Should You Rent or Buy a Home? with Sarah Tucker

34.
What’s the Best Way to Save for a House? | Money Q&A

33.
Why the State Pension Isn’t Enough (& What to Do About It) with Sir Steve Webb, Clare Moffat, Sarah Pennells, Hannah Martin & Pete Glancy

32.
Money Mailbag: Should I Overpay My Mortgage? (& Other Finance Questions Answered)

31.
Why Budgeting Alone Isn’t Enough (& Other Money Hacks) With Lucy Prior