Are you an ISA or a SIPP holder? You could be earning cashback, free shares or other rewards simply by switching accounts to one of these top recommended providers.
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As with all investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest.
Capital at risk.
Capital at risk.
Capital at risk. Terms & fees apply.
Your capital is at risk. T&Cs apply.
Capital at risk.
Capital at risk.
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Capital at risk.
As with all investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest.
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4.5/5
Zero account fees for customers who pay £1,000 or more into a Dodl ISA or LISA before 30 April 2026 (new and existing customers)
Low 0.15% annual account fee
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Dodl sets out to avoid over-complicating things. It’s super simple investing done very well.
Current offer: Zero account fees for customers who pay £1,000 or more into a Dodl ISA or LISA before 30 April 2026 (new and existing customers).
Dodl charges a low annual fee of 0.15% but it does also apply a minimum monthly account fee of £1 that can be disproportionately expensive to small starters, so there are savings to be made with this offer.
Dodl's collection of ready-made portfolios have, on average, far outperformed the industry average over the past 5 years with some stand-out results. Remember, however, that past performance is not a guarantee of future performance.
While there are some providers who offer zero account fees, those providers tend to offer a more limited range of investment assets (just ETFs, or just US stocks, for example). Dodl offers a good range of different types of assets. The £1 per month minimum fee is a flat fee though, meaning it's less good value for those investing very small amounts. An annual fee of £12 on a £500 pot, for example, is the equivalent of paying 2.4%.
Dodl is a mobile app-only platform. It's designed to keep things uncomplicated.
This is one of the highest rates of interest paid on uninvested cash in the UK, making it a good place to park your money if you're waiting for the right time to invest.
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For a detailed analysis of Dodl, check out our review for 2025
Read full review4.5out of 5
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SIPP: £100-£3,000 cashback for new and existing customers opening a SIPP until 5 April 2026
Flat fees can be great value for large portfolios
Capital at risk. Terms & fees apply.
interactive investor is offering between £100 and £3,000 cashback when you open a SIPP and deposit or transfer at least £20,000, with larger sums qualifying for bigger rewards.
This cash back deal is not as generous as some competitors are offering. However, with its flat-fee price structure, interactive investor (ii) can work out very economical for those with large sums to invest.
Offer ends on 5 April 2026.
There are potentially very large savings to be made by using a flat-fee provider if you are a high value investor.
With around 18,000 assets covering UK and international shares, funds, ETFs, investment trusts, and bonds, you won't find your choices limited.
Whether you're a stock-picker or you want an expert to help you find the right investment options for your goals, interactive investor has plenty of tools, features and educational materials to help.
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For a detailed analysis of Interactive Investor, check out our review for 2025
Read full review4.5/5
GIA / ISA / SIPP: Get up to £3,000 cashback when you transfer your electronic stocks, shares and investments until 05/04/2026 (T&Cs apply).
Out of hours US stock trading
Your capital is at risk. T&Cs apply.
New customers transferring an existing investment portfolio (GIA, ISA, or SIPP) to IG can receive up to £3,000 in cash back, calculated as 1% of the transferred value.
To qualify, you must use the promo code TRANS3K, initiate the transfer by April 5, 2026, and hold the investment until at least October 31, 2026.
On fees, IG have scrapped commission altogether on all stocks and ETFs, and as it charges flat custody fees, which means they do not increase as your investments grow, making it a great option for large portfolio holders.
Flat custody fees of £24 per quarter are great value for large portfolio-holders. What's more, if you place 3+ trades during the quarter, there is no custody fee to pay.
IG provides a great user experience, access to top-tier research and trade execution tools, and a choice of trading platforms. If you are an investing or trading pro, IG will have everything you need.
No-one does trader education better than IG. The IG Academy is superb. There are heaps of free courses, videos, live webinars, and articles to help progress and learn.
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For a detailed analysis of IG, check out our review for 2024
Read full review3.5/5
Deposit £10,000+ into an ISA or SIPP and get 1% cash back (up to £5,000) Offer ends 5 April 2026 (T&Cs apply)
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Freetrade is a slick, easy-to-use app that makes investing feel far less intimidating than many other platforms, making it a great starting point for beginners. It also regularly ranks as one of the cheapest platforms we test, with no ISA account fees, no withdrawal fees, and no trading fees on stocks, ETFs and mutual funds — making it a low-cost, no-fuss way to start investing.
Freetrade currently has a very strong offer on ISA and SIPP contributions that’s open to new and existing clients: deposit (or transfer in) at least £10,000 and get 1% cashback up to a max of £5,000. The offer is available until 5 April.
Although Freetrade does offer some paid-subscription accounts, you can access both a Stocks and Shares ISA and a SIPP on the free Basic account. You can then fill your ISA with commission-free stocks, ETFs and mutual funds, making this a free, or near-free way to build an investment portfolio.
This is one of my favourite apps for simple investing and trading. There's a great user interface that's really intuitive and has been cleverly designed to cut back on confusion while still allowing beginners plenty of choice.
The Freetrade ISA is flexible, meaning you can withdraw and replace money during the tax year without impacting your annual allowance
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For a detailed analysis of Freetrade services, check out our review for 2025
Read full review3.5/5
Transfer or deposit at least £50,000 into a Fidelity SIPP or Stocks and Shares ISA and get £300 – £3,000 cashback . Offer ends 5 April 2026 (T&Cs apply).
Competitive fund fees and non-trading fees
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Fidelity is a well-established and fairly priced provider with great customer service.
It offers access to a huge range of investment funds and ETFs including a wide selection of sustainable funds. It also offers a reasonably good selection of stocks from US, UK and European exchanges.
Fidelity is offering £300 – £3,000 cashback when you add a lump sum or transfer into a ISA / SIPP before 5 April 2026. To qualify, you need to pay in a minimum of £50,000. It’s a slightly better rate of cashback than interactive investor offers.
Fidelity charges the same simple annual fee for each of its products. Typically 0.35% per year, dropping to 0.20% on amounts over £250,000, and 0% on amounts over £1m.
This is one of my favourite brands for customer service. There's a messaging service for customers, a UK-based call centre for phone enquiries and the opportunity to speak to advisers in person at Fidelity's Investor Centre in London.
All Junior ISAs are exempt from service fees and dealing fees, making this an ultra-low-cost way to save for your child's future (ongoing fund charges would still apply: these vary depending on which fund you choose).
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For a detailed analysis of Fidelity, check out our review for 2024
Read full review4.0/5
Earn cashback or collect Avios when you transfer £5,000+ from your current ISA, pension, Lifetime ISA, Junior ISA or Child Trust Funds before 08.05.26. (T&Cs apply)
Invest with no management fees for six months when investing £500+ by 05.05.26. (T&Cs apply)
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There are two offers currently available to J.P. Morgan Personal Investing clients: no management fees for six months for new clients, and cashback or Avios when you transfer £5,000+ from other ISAs, pensions, Lifetime ISAs, Junior ISAs or Child Trust Funds. The second one is also open to existing clients.
The cashback/Avios points are equivalent to: £5,000 – £9,999 = £50 cashback or 5,000 points; and at increased levels up to £250,000+ = £2,500 cashback or 250,000 points.
As there are just 6 funds to choose from at J.P. Morgan Personal Investing (no individual stocks, funds or bonds to select here), this is a simple ‘set-and-go’ arrangement for those wanting a quick, decision-light way into investing.
Although this isn't independent financial advice (the team will only advise on J.P. Morgan products), there's the chance to get expert insight to help your understanding of which products and investment styles to choose.
J.P. Morgan Personal Investing's 6 portfolios all show above-average growth. The Smart Alpha portfolio has particularly impressive data with +74.5% total cumulative returns over 5 years (31 January 2021 - 31 January 2026). That's a staggering figure considering our analysis puts the industry average over 5 years at around half of that. Remember that past performance is not a guarantee of future performance, however.
You can keep all your investments under one roof with an ISA, GIA, personal pension, Lifetime ISA and Junior ISAs available.
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Read Clare's full review of J.P. Morgan Personal Investing
Read full review2.0/5
Longest established investment platform
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Open an ISA or SIPP before 5 April 2026 and get £75 to £4,000 cashback.
You can, in fact, get up to £8,000 with this offer as HL allows you to claim cashback on both an ISA and a SIPP.
But, you must keep the money in your HL Stocks and Shares ISA until 28 February 2027 to qualify for cashback. And it won’t be paid into your account until March 2027.
Bring all your accounts together under one platform for easy management and review.
Hargreaves Lansdown is one of the oldest DIY investment platforms in the UK, and has a long-standing reputation for high levels of customer service and providing access to human advisors.
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To read our detailed no stone left unturned review of Hargreaves Lansdown
Read full review4.0/5
Human investment consultants are available free of charge
Account types including S&S ISA, Cash ISA, Junior ISA, SIPP and general investing
As with all investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest.
Get up to £1,000 cashback when you open and deposit into – or request to transfer an existing ISA to – Moneyfarm before 30 April 2026. You’ll need to transfer a minimum of £5,000 to be eligible for the offer.
Cashback is calculated based on the total net invested amount during the offer period, but works out as 1% of each band your deposit falls into (e.g. an investment of £5,000+ qualifies for a £50 cashback; an investment of £100,000+ qualifies for £1,000 cashback.)
Moneyfarm isn’t the cheapest platform for beginners, but if you are completely new to investing, then a ‘robo-advisor’ like Moneyfarm can be a great place to start. That’s because rob-advisors can help guide you towards the type of investment that could be best-suited to your circumstances and experience.
As a kobo-advisor, Moneyfarm is designed to help you help work out which type of investment is best for your circumstances, experience, and appetite for risk.
Complimentary access to a team of investment consultants who can help you achieve your financial goals.
Moneyfarm's ISAs are 'flexible', meaning that transfers in and out don't negatively affect your ISA allowance. You can remove and repay cash within the tax year without it counting twice towards your annual limit.
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Read full review here
Read full review4.0/5
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If you transfer an ISA balance you have with another provider to a fixed-term flexible cash ISA with us, using the ISA transfer-in service, we’ll pay you either:
Between £50 and £200, if you open or have a current account with us
Between £50 and £600, if you open or have a Premier Current Account with us.
The amount you’ll get depends on the amount you transfer in.
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Read more about why we rate Barclays one of the best high street investment options
Read full reviewA Stocks and Shares ISA is a tax-efficient investment account that lets you invest in things like shares, funds and ETFs without paying tax on your profits or dividends. You can put in up to a set annual limit (£20,000 for most people) each tax year. Any growth inside the ISA is yours to keep tax-free.
Yes, the two terms refer to the same thing: an account where you invest your savings into the stock market, and any income you gain from investment growth, can be taken tax-free.
A Self-Invested Personal Pension (SIPP) is a UK tax-efficient, "do-it-yourself" retirement savings pot that gives people the greatest possible freedom over how their pension is invested. It is a tax-efficient way of saving for retirement, as all contributions come with income tax relief, and all investments are able to grow free of income and capital gains tax.
Yes, you can pay into more than one Stocks and Shares ISA. In April 2024, the rules changed to allow investors to open as many accounts as they wish. Therefore, you needn’t be concerned about paying into more than one Stocks and Shares ISA - as long as you don't pay in more than £20,000 per year across all your ISAs (and that includes any Cash ISAs you have too).