Introducing… the financial plan you can get for free

Are you making the most of your money? And, just as importantly, are you focusing on the right things?

When it comes to managing your finances, knowing where to start can be half the battle. You might be busy searching for the best savings rates, comparing ISAs or thinking about investing, but have you got enough emergency savings to fall back on? Are you making the most of your workplace pension? And are there debts you should be prioritising before putting money away for the future?

It’s easy to concentrate on individual financial decisions without looking at the bigger picture. But getting your priorities in the right order could make a significant difference to your long-term financial security.

That’s why we’ve launched a brand-new free service to help you take control of your financial future.

Your own financial roadmap, completely free

This unprecedented, easy-to-use dashboard is built around eight key stages of financial planning, following the same structured approach that many financial advisers charge to take their clients through.

We believe everyone should have access to it for free.

It starts with getting the basics right and works through each stage of building long-term financial security:

• Budget and basics: Understand what’s coming in and going out, and get your finances under control.
• Safety net: Build an initial emergency savings fund to cover unexpected expenses.
• Pension: Make sure you’re enrolled in your workplace pension and taking advantage of employer contributions and tax relief.
• Debts: Tackle outstanding non-mortgage debts that could be eating into your income.
• Full emergency fund: Build a larger financial cushion to protect you against unexpected changes in circumstances.
• Goals: Identify what you want to achieve financially and turn those ambitions into achievable targets.
• Short-term goals: Find suitable ways to save for things you’ll need money for over the next one to five years.
• Investing: Start thinking about investing for longer-term goals, making the most of tax-efficient accounts and the potential benefits of compounding.
• The idea is simple: rather than trying to tackle everything at once, you can work out where you are financially, identify any areas that need attention and understand what you should focus on next.

More than just a financial health score

We’ve made getting started very easy. Answer a few questions about your current financial circumstances and you’ll receive a financial health score, alongside a breakdown showing how you’re doing across all eight stages.

But this isn’t just about telling you where you currently stand. Each stage comes with practical guides and tools to help you understand what you could do next to get ahead. We’ll guide you through the stages and give you clear progress measures so that you can track your journey towards your next milestone.

You’ll be given one area to focus on and prioritise, so you can concentrate on making progress rather than feeling overwhelmed by a long list of everything you could be doing.

Take the first step towards financial confidence

You don’t need to be wealthy, have complicated finances or know anything about investing to get started.

Access to your own personalised dashboard is completely free. The first step – a financial health check – takes as little as one minute to complete and comes with no jargon, judgement or obligation.

Think of it as having your own financial roadmap to help you on your way to making better decisions, avoiding costly mistakes and feeling more confident about your money.

Take your free Financial Health Check here →

Please note: This article is for educational purposes only and isn’t personal financial advice. The value of investments can fall as well as rise and you may get back less than you put in. Past performance is not a reliable guide to future returns.