Withdraw or Wait: The Pensions Dilemma with Tom McPhail

Hosts Antonia Medlicott & Brean Horne
Length 34min
Episode 2
Season 1
Date November 6, 2025
Withdraw or Wait: The Pensions Dilemma with Tom McPhail

Episode Notes

In this episode of the Investing Insiders Podcast, we’re joined by pensions expert Tom McPhail to unpack what rumoured changes in this year’s Budget could mean for your pensions. 

We discuss:

  • Whether you should withdraw your pensions now
  • The current pensions landscape
  • The potential impact of the Budget 2025
  • Strategies for saving enough when you want to retire
  • Will you be able to rely on the State Pension in the future

For more help on topics mentioned in this episode be sure to check out our Pensions Calculator and Pension Fund Performance Calculator to help you make sure you build up enough for a comfortable retirement. 


We also want to hear from you! 

Email your financial questions to us at podcast@investinginsiders.co.uk and we might answer it in a future episode!


Stay connected with us:

TikTok:  @investinginsiderspodcast

Instagram: @investinginsiderspodcast

Facebook: @investinginsiderspodcast


Check out our guest:

X: @pensionsmonkey


And a big thank you to our Sponsor:

Saxo Markets UK

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