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Premium Bonds: Over 6.5 Million Prizes Drawn – Have You Won?

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Premium Bonds: Over 6.5 Million Prizes Drawn – Have You Won?

Two Premium Bond holders from Norwich and London scooped the £1m jackpot prize in September, according to National Savings and Investments (NS&I).

They are among over 6.5 million tax-free Premium Bond prizes drawn in September, taking the total winnings to £497,086,175.

Premium Bonds are a type of savings account issued by the Treasury-backed National Savings and Investments (NS&I).

Bonds cost £1 each and you can hold a minimum of £25 up to a maximum of £50,000. Each month, winning Bond numbers are selected by ERNIE (Electronic Random Number Indicator Equipment) but there’s no guarantee you’ll win.

Who won the Premium Bonds Jackpot in September?

The first jackpot-winning Premium Bond number was 484QT130447, held by someone in Norwich. They purchased the winning Bond in January 2022 and hold the maximum £50,000 worth of Premium Bonds.

They’re the 7th jackpot winner from Kent.

The second £1m Premium Bond number, held by someone in London, is 659VC982054.

They purchased their winning Bond in January 2026 and hold £45,500. They’re the 25th person to scoop the jackpot..

The table below shows a full breakdown of the prizes and their value in September 2026:

What happens if you win?

Usually Premium Bond winners receive a notification about their prize through email or text if they’ve registered their contact details.

However, there are almost 3 million unclaimed Premium Bond prizes worth over £126m.

In Norwich, there are 13,756 unclaimed prizes worth over £600,000, including one £50,000 prize drawn in December 2023.

In London, there’s a whopping 485,060 unclaimed prizes worth over £21m, including one £100,000 prize and nine £20,000 prizes.

To track down an unclaimed prize you can enter the Premium Bondholder’s number into the NS&I online prize checker or on the NS&I app.

Are Premium Bonds right for you?

Although Premium Bonds offer tax-free prizes, the returns aren’t guaranteed, unlike money held in savings accounts or Cash ISAs.

If you don’t need to access your money for around five years or more, investing using a Stocks and Shares ISA could offer the potential to earn higher returns than Premium Bonds too.

Another option to consider if you don’t need your money in the short term is boosting contributions to your pension such as a workplace pension or self-invested personal pension (SIPP).

One thing to bear in mind is that you won’t be able to access this money until you reach pension age, which is currently 55 but increasing to 57 from 6 April 2028.

Trying to find the best way to manage your money and plan for the future can be tricky, so if you feel overwhelmed you’re certainly not alone.

Speaking with an independent financial advisor could help create a financial plan tailored to your personal circumstances and money goals.

Brean Horne
Brean Horne Personal Finance Writer

Keeping on top of your finances can feel overwhelming, especially with the pressures of everyday life.

But with the right help, you can make the best decisions with your money to build stability and thrive.

As a personal finance writer with almost a decade of experience, I’m dedicated to helping you navigate the (often) confusing world of money management and financial planning.

My goal is to empower you with accessible tools, tips and insights so that you can take steps to improve your financial wellbeing and build the life you truly desire.

Whether you’re creating your first budget or planning for a major life goal, I’m here to help you cut through the noise and make mindful, well-informed choices with your money.

Throughout my career, I’ve covered the latest news affecting your finances and consumer rights at publications including Forbes Advisor, NerdWallet and Which?. I’ve also delved into the nuts and bolts of financial products and services to help you understand how they work and whether they’re right for you.

Through speaking with case studies, hosting workshops and fielding questions on podcasts, I’ve developed a deeper understanding of financial concerns arising at different life stages and effective solutions to overcome them.

Here at Investing Insiders, I’ll keep delving into the finer details of personal finance to uncover the key information you need to financially flourish.

Some of the places I’ve been quoted in the press include:
Seven tips to save cash but still have plenty of fun this Christmas | The Mirror
5 things you didn’t realise were affecting your credit score | MoneyWeek
Five things to tell your child about the cost of living | ABC Magazine
How to cope if you’re concerned for your financial future right now | Metro

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