About Brean Horne

Wherever you are in life, it’s never too late to turn your finances around. As the old saying goes, the best time to start was yesterday. The next best time is now.

Brean Horne

Personal Finance Writer

As seen in

Keeping on top of your finances can feel overwhelming, especially with the pressures of everyday life.

But with the right help, you can make the best decisions with your money to build stability and thrive.

As a personal finance writer with almost a decade of experience, I’m dedicated to helping you navigate the (often) confusing world of money management and financial planning.

My goal is to empower you with accessible tools, tips and insights so that you can take steps to improve your financial wellbeing and build the life you truly desire.

Whether you’re creating your first budget or planning for a major life goal, I’m here to help you cut through the noise and make mindful, well-informed choices with your money.

Throughout my career, I’ve covered the latest news affecting your finances and consumer rights at publications including Forbes Advisor, NerdWallet and Which?. I’ve also delved into the nuts and bolts of financial products and services to help you understand how they work and whether they’re right for you.

Through speaking with case studies, hosting workshops and fielding questions on podcasts, I’ve developed a deeper understanding of financial concerns arising at different life stages and effective solutions to overcome them.

Here at Investing Insiders, I’ll keep delving into the finer details of personal finance to uncover the key information you need to financially flourish.

Some of the places I’ve been quoted in the press include:
Seven tips to save cash but still have plenty of fun this Christmas | The Mirror
5 things you didn’t realise were affecting your credit score | MoneyWeek
Five things to tell your child about the cost of living | ABC Magazine
How to cope if you’re concerned for your financial future right now | Metro

What I've written so far

Over 5 Million People Overpay Tax To HMRC In UK – What Can You Do? How Frozen Income Tax Thresholds Affect Higher-Rate Taxpayers Higher Rate Taxpayer: What Happens To Your Personal Allowance? Higher Rate Taxpayer: What Does It Mean For Your Finances? Inheritance Tax: How Much Will Your Estate Pay? Inheritance Tax: What Is A Gift Out Of Surplus Income? Inheritance Tax: What Will Happen To Your Pension? How To Reclaim Emergency Tax On Your Pension WIthdrawal How Much Tax Will You Pay On Your Pension Drawdown What Is UFPLS and Why Should You Know About It Before You Touch Your Pension? What Is A Tax Code And How To Check Yours Marriage Tax Allowance: What Is It And How Does It Work? What Is Fiscal Drag And Why Is It Costing You More Tax Every Year? Pension Tax: 10 Million Over 65s Taxed On Pensions For The First Time Buy Now Pay Later: Shoppers Get More Rights Under New Rules 5 Simple Ways to Boost Your Investing Confidence Protected: Tide Business Investment Account Review: Streamlined, Simple and Low on Fees Over 5 Million UK Homeowners Face Higher Mortgage Repayments FCA Publishes Landmark AI Review: What It Means for Your Money Halifax AXED After 173 Years On The High Street – What Does It Mean For You? Average UK House Prices Hold Steady – What Does It Mean for You? Energy Bills: Households Face Almost £2,000 Energy Debt – Here’s What You Can Do Trading.com Review: Advanced tools for experienced traders How Much Equity Do I Have And What Can I Do With It? Remortgaging to Consolidate Debt: Is It Worth It? Should I Overpay My Mortgage Or Invest The Money? Can I Remortgage to Fund Home Improvements? How to Remortgage Your Home Bank of England Holds Base Rate at 3.75% – What Does It Mean for You? Letter from the Founder – The Retirement Number That’s Putting People off Saving Are UK Private Pensions Actually Safe? Workplace Pensions: 3 Things Most People Do Not Know Mortgages: FCA Proposes More Support For Borrowers Average UK House Prices Slows – What Does It Mean For Buyers and Sellers? Energy Bills to RISE by £221 from July – Here’s How to Save Now Are You Heading Towards Pension Poverty? (And How To Turn It Around) SIPP vs Workplace Pension What You Need to Know Can I Retire at 55? What You Need to Know How to Find Your Lost Pensions REVEALED: Top 10 First-Time Buyer Hotspots Could this Hack BOOST Your Income by £3,500? How to Draw Down Your Pension Tax-Efficiently A Simple Guide to Pension Tax Planning What The Renters’ Rights Act Means for Tenants and Landlords Pet Owners Face Vet Bill of Over £1,000 for Common Illnesses – Here’s How to SAVE Households Could be £480 Worse Off Due To Energy Prices – What Can You Do? UK House Prices Fall Amid Uncertainty Over Middle East Conflict UK government caps student loan interest rates at 6% from September New laws to protect customers from “subscription traps” – how much could you SAVE? Easter Holidays: 4 fun activites to teach your kids about money Household Bills: How to Beat The “Awful April” Price Rises Car Finance Scandal: Millions of Drivers to Receive £829 In Compensation NS&I To Pay £476m in Compensation – Are you Owed Money? UK Inflation holds at 3% – what does it mean for your money? Vet Prescriptions Capped at £21 in Major Pricing Crackdown Energy Bills to RISE £332 in July – Here’s How to Save First-time buyers: Cheapest and most expensive areas to live revealed Who wants to be an ISA millionaire? Here’s what it takes Revolut secures full banking licence after 5-year wait Millions in England to pay higher water bills after suppliers appeal Mind the Gap: Why Women Feel Less Confident Investing Price of First Class Stamps will RISE to £1.80 – Can You Beat the Increase? Thousands of Flights Cancelled Amid Middle East Conflict – What Are Your Rights? Spring Statement 2026: What You Need To Know Average UK House Prices Rise – What Does It mean For Buyers and Sellers? Energy Bills to Fall by £117 from April 2026 – Here’s How to Lock in Savings Pensions Week: Step 6 – Check if You’ll Have Enough To Retire Pensions Week: Step 5 – Check For Lost Pension Pots Pensions Week: Can You Rely On The State Pension? Pensions Week: Step 1 – Find Your Fund New protections confirmed for Buy Now Pay Later borrowers – what you need to know Thousands of bank customers wrongly denied refunds – what to do if you’re owed money First-time buyers: Santander offers 98% mortgage – is it worth it? One million MISS self assessment tax deadline – what can you do? Water bills to RISE 5.4% from April – here’s how to save Storm Chandra: does insurance cover storm and flood damage? Gold hits all-time high – is now the time to buy? Spending smarter, family finances and making money fun: a conversation with Mat Megens Average Pension Pot by Age UK (2026) Gold price surges to record high – should you invest? Will The State Pension Be Scrapped in the UK UK Credit Card Borrowing Surges 12.1% – Here’s How to Clear Your Debt UK Snow: Flights Cancelled At Major Airports – What Are Your Rights? Best Stocks & Shares ISA for Beginners Investing Insiders Financial Book Awards 2025 Investing Insiders Book Awards 2025: Winners Revealed UK House Prices Rise Despite Budget Uncertainty Energy price cap rising to £1,758 from January 2026 – here’s how to save BUDGET 2025: What does it mean for workers and household bills? BUDGET 2025: Energy Bills To Fall £150 From April 2026 BUDGET 2025: High value council tax surcharge BUDGET 2025: Government confirms tourism tax Budget 2025: Milkshakes and Lattes Hit with Sugar Tax Asking prices fall £6,590 ahead of Autumn Budget – what does it mean for you? Investing Insiders Financial Book Awards Shortlist Meet The Judges University tuition fees in England to RISE with inflation from 2026 – what can you do? The £65,618 motherhood penalty – and what you can do about it 758,000 Young Savers Urged To Claim Free Cash Investing Insiders Weekly #21

What Is The Dividend Tax Allowance? Director-Shareholders: How to time your dividends to pay less tax Director-Shareholders: How to time your dividends to pay less tax

Have any questions?

Reach out to me if you have any doubts about your financial situation.

Talk to Brean