The Verdict
Trading.com is an FCA-authorised investment provider that offers a solid, user-freindly experience with comprehensive tools that could benefit more technical traders.
It offers a web-based platform as well as a mobile app making it an accessible option to consider with a customisable interface so you can tailor your trading experience.
There's choice of over 1,400 investment assets including shares and ETFs and zero-commission trading available.
Currently, Trading.com only offers a General Investment Account (GIA), which doesn't offer the same tax benefits as a Stocks and Shares or Self-Invested Personal Pension (SIPP).
It may be a strong option for confident, self-directed UK investors who want broad market access, advanced tools and competitive pricing. It may not be suitable for complete beginners, investors looking for advice, or customers who want a managed portfolio.
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Reasons to use
- User-friendly platform
- Access to 1,400 assets including shares and ETFs
- Demo account available
- No fees for account opening
- Comprehensive educational hub
Reasons to avoid
- Limited investment options
- No ISAs or SIPPs available
- £50 minimum deposit
- Inactivity fee
Fees
Trading.com doesn’t charge you to sign up for an account and offers commission-free trading. There are also no fees to deposit or withdraw money from your investment account. However you must withdraw a minimum of £20 from your account if you're going to take money out.
Some of the fees you need to be aware of include:
Inactivity fee: £10 per month (if you don't use your account for 12 consecutive months)
FX fee: 0.25% per trade (taxes also apply depending on the location of the shares you buy)
One thing to keep in mind is that Trading.com doesn't currently offer a Stocks and Shares ISA or Self-Invested Personal Pension (SIPP) which means you'll also need to factor tax on your returns when you sell your assets. Read More
Reasons to use
- Relatively low FX fee of 0.25%
- Commission-free trading
- No withdrawal fee
Reasons to avoid
- Inactivity fee
- No tax-free account options
Trading Platform
Overall Trading.com's online platform and app are user-friendly and simple to navigate.
The educational resources are easily accessible and there's a powerful search function to help you find the information you need quickly.
Trading.com offers access to MetaTrader 5 which is widely used among traders. The platform's mobile app offers a seamless experience when researching and selecting different investment assets, placing orders and setting up alerts and notifications.
The WebTrader platform is well-designed and can be adapted to your needs to help improve your trading experience. It also supports multiple languages including English, French, German, Italian, Polich and Spanish. You can also set up price alerts to help you identify potenitla opportunities to access the market.
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Reasons to use
- User-friendly
- Customisable platform
- Simple search function
- Price alerts available
Reasons to avoid
- Might be too complex for newer investors
Account Opening
Opening an account with Trading.com is simple, you'll need to complete a registration form and provide proof of ID and address to open an account. It takes around one business day for your account to get verified. Once your account is open you can fund it using a bank transfer, debit card, credit card or e-wallet. One thing to note is that you'll need to add at least £50 into your investment account to get started trading.
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Reasons to use
- Register for an account within minutes
- Fully digital process
- Available on iOS and Android
- Multiple ways to fund account
Reasons to avoid
- £50 minimum deposit required
Research
Trading.com offers a stellar range of research tools offering comprehensive market analysis to help traders.
There's a library of guides and videos sharing information about different aspects of the trading process which you can filter from beginner to advanced.
Although the platform has done a brilliant job in terms of coverage, the language and terminology is still quite technical, which is fine for more experienced traders. There are a few competitors which offer much more beginner-friendly resources which might better suit those just starting out their investment journey.
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Reasons to use
- Comprehensive range of guides
- Interactive resources and videos
- Timely market updates
Reasons to avoid
- Resources are quite technical
- More beginner-friendly options available elsewhere
Safety
Trading.com uses two-factor authentication to keep your logins and investment account secure.
It's also fully regulated by the FCA and protects up to £85,000 of your money under the FSCS scheme if the platform goes bust.
However it's important to note that this protection does to apply to situations where you lose money due to your own investment decisions.
Always remember that your capital is at risk when inevsting.
Trading.com uses a "Know Your Customer" flow when you sign up which involves a series of questions to confirm your identity and suitability for investing.
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Reasons to use
- Two-factor authentication login
- Regulated by the Financial Conduct Authority (FCA)
- Included in the Financial Services Compensation Scheme (FSCS)
Education
Trading.com offers a wide range of guides and resources, including videos to help investors understand core definitions and strategies.
Overall the online platform and app are relatively simple to navigate. You also get the option to use a free demo account for you to experiment with trading without risking real money.
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Reasons to use
- Comprehensive guides
- Interactive learning hub
- Videos tutorials available
Reasons to avoid
- No live webinars
- Content might not be suitable for complete beginners
Customer Service
Currently, Trading.com offers a limited selection of customer service options.
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Reasons to use
- Live chat available
- AI chat support
- Email support
Reasons to avoid
- No telephone support
- Live support only available between 08:00-16:00 Monday to Friday
Corporate Actions
Trading.com doesn’t currently offer voting rights to investors, instead it manages corporate actions on behalf of traders.
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Fact Checked 
FCA authorised 
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