Simple SIPP Fee Calculator

Compare Self Invested Personal Pension (SIPP) platform fees

Assumptions

The costs quoted are based on an assumption of 12 x UK share/ETF purchases per year. Costs calculated are for the first year of investment

Notice

The limit to buy is up to £60,000

How much do you plan to invest?

Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

What is the value of your existing SIPP?

If you do not have any you can just leave this empty.

Any lump sum payment this year?

Any lump sum payment this year tool tip: Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

If you have a larger portfolio or want exact costs please use our advanced calculator here

Advanced calculation

Account type

Stocks and Shares ISA
Self Invested Personal Pension (SIPP)
General Investment Account (GIA)
Trust Account
Joint Investment Account
Lifetime ISA
Cash ISA
Junior ISA
Demo Investment Account
Business Account
Junior SIPP
Cash Savings Account
Personal Pension
Current Account
Under-16s Current Account
Joint Savings Account
Joint Current Account
Overseas Spending
Workplace Pension

Products

CFDs
Forex
Rest of World Stocks
Funds
ETFs
Cryptocurrencies
Commodities
Indices
Futures
IPOs
UK Stocks
US Stocks
European Stocks
Ready-made Portfolios
Bonds and Gilts
Fractional Investing
Investment Trusts
REITs
Currency Exchange
Spread Betting

Get started quickly100k+ portfoliosBeginnersLowest CostExperienced InvestorsMulti-Asset Portfolios

5.0out of 5

AJ Bell

Both experienced and inexperienced investors

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

5.0out of 5

Visit Platform Read full review

4.9/5 Trustpilot Rating

Excellent range and choice for investors

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

BestInvest

Those wanting some free financial coaching to get started in investing

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Dodl

New investors | Quick and easy investing

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review

Zero account fees for customers who pay £1,000 or more into a Dodl ISA or LISA before 30 April 2026 (new and existing customers)

Low 0.15% annual account fee

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Fidelity

Experienced and inexperienced investors looking mostly to invest in funds

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review

Transfer or deposit at least £50,000 into a Fidelity SIPP or Stocks and Shares ISA and get £300 – £3,000 cashback . Offer ends 5 April 2026 (T&Cs apply).

Competitive fund fees and non-trading fees

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Freetrade

New investors

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review

Deposit £10,000+ into an ISA or SIPP and get 1% cash back (up to £5,000) Offer ends 5 April 2026 (T&Cs apply)

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Hargreaves Lansdown

Anyone looking for a Junior ISA | Investors with portfolios worth over £2 million

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review

Longest established investment platform

Open an ISA or SIPP and get £75 to £4,000 cashback

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

IG

Experienced traders and ambitious beginners

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review

GIA / ISA / SIPP: Get up to £250 cashback when you invest until 30/04/2026 (T&Cs apply).

Out of hours US stock trading

4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

4.00% Variable AER on uninvested GBP cash balances (T&Cs Apply)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

interactive investor

Experienced and inexperienced investors

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review

SIPP: £100-£3,000 cashback for new and existing customers opening a SIPP until 5 April 2026

Flat fees can be great value for large portfolios

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

Interactive Brokers

Advanced traders | Those looking for professional-level trading tools

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review

Pricing on stocks from just 0.015% of monthly trade value

Refer a Friend Get $200

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.5out of 5

InvestEngine

Best for Stocks and Shares ISA | Ultra-low cost

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.5out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

5.0out of 5

Saxo Markets

Sophisticated investors | Traders of all levels

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

5.0out of 5

Visit Platform Read full review

Trade UK stocks from 0.08% per trade with a Classic account.

Trade stocks from 0.03% per trade with a VIP account.

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

Vanguard

Investors wanting access to low-cost funds

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review

Low-cost funds

Complete range of Vanguard funds

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.0out of 5

Halifax

Current Halifax customers with large sums to invest and want a no-effort investment account | Investors happy to adopt a drip-feed strategy

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.0out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

Lloyds Bank

Lloyds banking customers with large portfolios invested in funds

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review

£200 or £500 cash bonus

Lifestyle benefit available

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.0out of 5

Charles Stanley

DIY investors with large portfolios who mostly invest in funds | Those wanting personalised wealth management

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.0out of 5

Visit Platform Read full review

6 month fee waiver when you transfer £200,000 or more.

Up to £1,500 cashback when you transfer your cash and/or investments to Charles Stanley Direct online investing platform

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.5out of 5

CMC Invest

Beginners with a decent sized investment pot wanting something very simple

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.5out of 5

Visit Platform Read full review

First 12 months free for premium plans

Earn up to £1,000 when you transfer a minimum of £25,000 into any CMC Invest account.

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

0out of 5

HSBC

Existing HSBC customers wanting a ready-made investment portfolio with good historical performance

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

0out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.0out of 5

Aviva Wealth

Investors with holdings valued at more than £500,000

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.0out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

4.0out of 5

Barclays

Existing Barclays customers looking for a simple ready-made investment portfolio

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

4.0out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Subscription Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

3.0out of 5

Willis Owen

Not currently recommended

Insiders score

More info

This is the score our team have awarded the platform based on our own personal experiences and other important factors, such as fees and ease of use.

3.0out of 5

Visit Platform Read full review

Transaction Fees:

Management Fees:

Total Costs:

0.00

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

per year

Compared to average costs of UK investment platform.

Over 20 Years

20,006

In your portfolio (assuming 8% average annual growth)

Read full review Visit Platform

With investments, your capital is at risk. This could mean the value of your investments goes down as well as up.

Simple SIPP Fee Calculator

Compare Self Invested Personal Pension (SIPP) platform fees

How much do you plan to invest? Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

What is the value of your existing SIPP? If you do not have any you can just leave this empty.

Any lump sum payment this year? Any lump sum payment this year tool tip: Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

AJ Bell

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

BestInvest

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Dodl

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Fidelity

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Freetrade

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Hargreaves Lansdown

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

IG

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

interactive investor

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Interactive Brokers

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

InvestEngine

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

Over 20 Years

20,006

Saxo Markets

Antonia Medlicott

Founder, Investing Insiders

You Could Save

1,006

How much do you plan to invest?

Remember your maximum annual allowance for a stocks and shares ISA is £20,000.

What is the value of your existing SIPP?

If you do not have any you can just leave this empty.

Any lump sum payment this year?

Any lump sum payment this year tool tip: Remember your maximum annual allowance for a stocks and shares ISA is £20,000.